For Banking

Software risk, translated into the language your board already speaks.

Your bank depends on dozens of fintech partners and software vendors. Each one is a doorway into customer data, deposits, and your regulatory standing. TripleKey gives executives, risk officers, and compliance teams continuous, plain English visibility into the risk inside that software, without needing a single technical credential.
739

Financial services breaches in 2025, the most of any sector

30%

Of breaches now involve a third party, double last year

9.36M

Average cost of a US financial sector data breach

267

Days to identify and contain a supply chain breach

The Problem

Your software risk lives outside your bank, and outside your line of sight.

Modern banking runs on third party software. Core processors, lending platforms, account opening tools, fraud engines, treasury systems. Each vendor brings its own dependencies, its own contributors, and its own unpatched code. When examiners ask what is actually inside the software you depend on, most banks cannot answer with confidence.

Vendor questionnaires are guesswork.

Annual security questionnaires capture a vendor's word at one point in time. They do not show what changed last week, last month, or after the latest software update.

Audit findings arrive too late.

SOC 2, FFIEC, and third party risk reviews tell you about exposure after it has been sitting on your books. By the time it is documented, examiners and customers may already know.

Boards ask questions you cannot answer.

When a directors' risk committee asks how exposed the bank is to a publicly disclosed vulnerability, leadership often has nothing better than "we are checking with the vendor." That is no longer acceptable.

Built for the people who own the outcome

Plain English answers for the operators selling, building, and defending the company.

TripleKey is not just a tool for your engineering org. It is a risk intelligence platform that arms every operator who sits across the table from a bank, an underwriter, an examiner, or the board. No raw CVE dumps. No code review. Real answers, in the language each role already uses.

For the Chief Executive Officer
Defend the bank's reputation before it becomes a headline.
A breach traced back to a vendor your bank chose. A regulator asking why nobody flagged it sooner. The brand damage of a deposit run.
What keeps you up
One executive dashboard showing the risk posture of every software vendor your bank relies on, refreshed daily. When something changes, you know first, not the press, not the regulator, not your customers on social media.
What you get

1 view

Every critical software vendor, scored daily, on one dashboard built for the corner office.

"I used to find out about vendor issues from a Bloomberg alert. Now I find out from my dashboard, hours before it makes the news."

For the Chief Risk Officer
Replace point in time vendor reviews with continuous monitoring.
Vendor risk ratings that go stale the day they are published. No real way to verify what a vendor told you in their annual questionnaire.
What TripleKey delivers
A daily Tech Risk Score for every vendor in your portfolio, with clear movement over time. You can show examiners how risk was monitored, not just attested. Findings move from once a year to once a day.
Frequency uplift

365x

Daily monitoring replaces the annual questionnaire cycle. Risk movement is visible in days, not quarters.

"For the first time, my vendor risk register reflects what is happening this week, not what someone signed last spring."

For the Chief Financial Officer
Quantify a category of risk that has been invisible on your books.
Cyber insurance underwriters asking questions that get vague answers. Premiums climbing. No way to put a number next to vendor software risk.
What TripleKey delivers
Quantified risk scores you can take into insurance renewals, board reviews, and acquisition due diligence. One stalled vendor issue, one regulatory finding, or one renewal increase typically costs more than a full year of TripleKey.
Average breach cost avoided

$9.36M

The average cost of a US financial sector data breach. TripleKey gives the CFO a defensible number to put against it.

"At renewal, I walked in with a portfolio risk score instead of adjectives. The premium conversation changed in fifteen minutes."

For the Chief Compliance Officer
Turn third party software risk into evidence you can defend.
Examiner requests asking what is actually inside the software your bank uses. FFIEC and state expectations growing faster than your team.
What TripleKey delivers
Audit ready reports that document continuous oversight of vendor software, with a defensible trail of monitoring, alerts, and response. The next exam cycle is no longer a scramble. It is a one click export.
Time to audit response

Days → minutes

Continuous monitoring evidence is generated automatically. No more emergency questionnaires.

"When the examiner asked how we monitor vendor software risk, I exported a report. The follow up question never came."

For the General Counsel
Sign vendor warranties and contracts you can actually back up.
Contracts that obligate the bank to security standards you cannot independently verify. Notification clocks that start before you understand the exposure.
What TripleKey delivers
An independent, continuous record of vendor software health, ready when you need it for incident response, contract enforcement, or litigation. Decisions made under pressure get made with evidence, not assumptions.
Independent record of

100% of monitored vendors

Continuous, time stamped evidence ready for incident response, regulatory inquiry, or contract dispute.

"When the breach notification clock started, I had a year of independent monitoring data ready. We were the most prepared party in the room."

For the Board & Audit Committee
Get a real answer when you ask about vendor risk.
Quarterly risk reports that say everything is "monitored" without showing what monitored actually means. Surprises in committee meetings.
What TripleKey delivers
A board ready quarterly view of software risk across the vendor portfolio. Trend lines, not adjectives. The worst movers named. Specifics that let directors discharge their oversight duty with real information.
Quarterly board view

1 page

Portfolio risk trend, top movers, alerts in the period, and outstanding actions. Built for the directors' meeting packet.

"For years, vendor risk was the slide nobody asked questions about. Now it's the slide we spend the most time on, and we feel informed."

How It Works

Visibility in days, not quarters. Without slowing your bank or your vendors.

TripleScan, our scan engine, gives you continuous insight into vendor software with no engineering lift on your side and minimal lift on theirs. Most banks see meaningful results within the first month.

STEP 01

Identify your critical vendors.

We work with your team to map the software vendors that matter most: core systems, lending, payments, fraud, and customer facing platforms.

STEP 02

Onboard with a read only token.

Vendors connect TripleScan with a read only credential. No pipeline changes, no architectural review, and no charge for them to participate.

STEP 03

Get daily, plain English signals.

Each vendor gets a Tech Risk Score from 0 to 100. You see movement over time, what is improving, and what is degrading.

STEP 04

Report up with confidence.

Roll vendor risk into board packs, examiner responses, and insurance renewals. The same dashboard, the same numbers, every quarter.

Outcomes

From "we are checking with the vendor" to "here is the live risk score."

What changes when continuous software risk visibility lands inside the bank.

Question Before TripleKey With TripleKey
How risky is our core processor today? Last reviewed at the annual SOC 2 cycle. Risk score updated daily, with trend over time.
Are we exposed to the vulnerability in the news? Email the vendor and wait for an answer. Filtered alert telling you which vendors are affected.
Can we prove ongoing oversight to examiners? A questionnaire and a vendor's signed attestation. A continuous, time stamped record of monitoring and response.
What do we tell our cyber insurer at renewal? High level descriptions of the vendor program. Concrete portfolio risk scores backed by daily data.
What does the board see this quarter? A heat map colored from intuition. A measurable trend line, with the worst movers named.

"For years, third party software was the part of our risk picture I trusted least. Not because we were doing less, but because we had less to look at. TripleKey gave my team something we have never had before: a number that updates on its own, that we can put in front of the board, and that the auditors take seriously."

Chief Risk Officer

vs. Point in time audits

A framework certificate is not the same as continuous oversight.

SOC 2, ISO 27001, and FFIEC reviews capture a single moment. Most of the highest profile banking and supply chain breaches happened to organizations that held all of them. Risk does not wait for the next audit cycle, and neither should your visibility.

Point in time audits alone

A photograph from last quarter.

Relies on what the vendor self reported.
Offshore and contractor work is invisible after delivery.
Goes stale the day after the auditor leaves.
Tells you nothing about new vulnerabilities introduced since.
Cannot answer questions raised by tomorrow's headlines.
TripleKey continuous monitoring

A live signal you can defend.

Daily refresh of every monitored vendor's risk posture.
Independent verification, not vendor attestation.
Trend over time, with movement you can explain.
Alerts within hours when a critical issue emerges.
Audit ready evidence that oversight is real, not stated.
Scale With Confidence

Banking innovation shouldn't be a liability.

Book a 30 minute executive briefing. We will walk you through what TripleKey looks like inside a bank like yours, what your portfolio risk picture might look like, and what it would take to get there. No prep work. No engineering call required.

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